How bills get paid

On the Pay Date of an approved bill, Cubbi deducts the bill amount from your bank account using PayTo and pays it to the supplier (e.g., council). This happens instantly, with no fees.

Example

You receive a $400 invoice from your landlord insurance provider, due on 30 Sep 2025. You choose to set the Pay Date as 20 Sep 2025.

• On 20 Sep 2025, Cubbi withdraws $400 from your bank account using PayTo.
• Cubbi then pays the $400 to your insurance provider via BPAY, PayID, or BSB/Account Number.
• Payments happen within 60 seconds, but some suppliers (like insurance providers) may take an extra business day to process BPAY payments. In this case, your provider would receive the funds on 21 Sep 2025.

Key Things to Know

• Bills are paid using your selected Payment Method (bank account).
• If there are multiple property owners, you can choose who is assigned to payments.
• Payments are processed on the Pay Date (which you can edit before approval).
• Suppliers receive payments via BPAY, PayID, or BSB/Account Number.

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