Income: How to stand out - Application

When applying for a rental property you have to prove you can pay the rent. Providing accurate records increases your chances of getting approved.

Quick tips:

  • Your total household income should be 3 times the rent. E.g. if the rent is $500 per week, your total household income (after tax) should be $1500 per week. This is the most important tip.
  • Ensure the income you type into the application matches the evidence that you supply (e.g. the amount on your payslip should match the amount you enter into Cubbi).
  • Enter all your income. Any money that comes into your bank account should be entered as an income source. Even payments from your parents, if they are regular or large one-off payments.
  • If you’re selling your house or recently sold, enter this as a ‘Lump Sum’ income source and make mention of it in the Cover Letter. You can upload a copy of the Contract of Sale as evidence if it’s not in your bank account yet.
  • If you have a healthy bank balance (e.g. over 3 months’ rent), you can add this from the “Stand out” section of your profile — not from the income sources section. Tap Bank balances, then upload a PDF bank statement showing your current balance (not all your transactions).

    We’ve put together a quick guide to walk you through how to upload this:

    👉 Add or Update Bank Balances in Your Application

  • If you’re in between jobs but have a signed contract or employment agreement, enter this as your current income source. Upload the contract as your proof of income and mention this in your Cover Letter.